The virtue of (salary) sacrifice

Published: May 21, 2015

Salary sacrificing into your super is no different—you’re giving up ready access to your money in your take-home pay. But in return you’re boosting your retirement savings and saving on tax. You can pay extra cash into your super from your pre-tax salary at the concessional 15% rate of tax1 —up to a limit (or […]

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Time to sell the family home?

Published: May 21, 2015

When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell of eucalyptus or doze off with an evening sea breeze. And if you […]

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Time to sell the family home?

Published: May 21, 2015

When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell of eucalyptus or doze off with an evening sea breeze. And if you […]

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What to do with a windfall

Published: May 20, 2015

For most of us, a financial windfall isn’t something that comes around very often. And while the extra cash is welcome, money matters can be the last thing on your mind if you’re also dealing with the emotions of losing a loved one or being made redundant. But it’s important to be prepared so that […]

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New (financial) year, new resolutions

Published: May 20, 2015

It’s easy to put your finances on the back burner. After all, you’re doing all you can just keeping up with work and family commitments. But when you’re not organised, things can quickly get out of control and the harder it can get to tackle that pile of papers or emails. It can feel like […]

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‘Superfoods’ for your health – Supercharge your diet

Published: May 20, 2015

Here are some of the top 5 nutritional powerhouses not to be missed the next time you head to the supermarket. Avocados The creamy and rich texture of avocados makes them the perfect substitute for butter and cream. Although an avocado contains more fat than its fruity counterparts, keep in mind that it comprises mostly […]

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Caring for the young and older

Published: May 20, 2015

Government assistance What a lot of people don’t know is that there is a range of great benefits and allowances available to help ease the financial stress on families under these trying circumstances. We recommend doing some research into the benefits on offer as you may be missing out on some well deserved financial entitlements, […]

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Global shares: Expect continual improvement in growth

Published: May 17, 2015

by AMP Capital Markets This video must be taken in its entirety and any given chapter viewed in isolation does not represent the entire message.   About the Author Dr Shane Oliver, Head of Investment Strategy and Economics and Chief Economist at AMP Capital is responsible for AMP Capital's diversified investment funds. He also provides […]

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The RBA cuts the cash rate to a new record low

Published: May 6, 2015

Introduction As widely expected, the Reserve Bank of Australia has cut the official cash rate to 2% from 2.25%. This has taken the official cash rate to its lowest level ever and will push mortgage rates down to levels not seen since the mid-1950s. The latest rate cut if fully passed on to mortgage holders […]

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Oliver’s Insights: Where are we in the investment cycle?

Published: April 29, 2015

Introduction It is now six years since the global financial crisis ended. From their 2009 lows US shares are up 212%, global shares are up 159% and Australian shares are up 91% (held back by higher interest rates, the commodity collapse & the high $A). Despite this, there seem to be constant predictions of a […]

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