Ten tips for end of financial year

Published: April 22, 2015

Is it that time of year already? The end of financial year is fast approaching and that means getting all your paperwork ready for your 2014-2015 tax return. 5 tax deductions you might not be aware of You’re probably well aware you can claim a tax deduction for general work-related expenses. But did you know […]

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Australia: expect further rate cuts and a lower dollar

Published: April 8, 2015

By AMP Capital Markets At the same time, Australia’s national income has taken a hit as the demand for our main exports – particularly iron ore and coal – have fallen. This has been augmented by a collapse in energy prices. All of these things are weighing on the economy. Australia’s central bank has done […]

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Investing for retirement: 6 things to consider

Published: April 8, 2015

By AMP Capital Markets Some will choose to extend their work years while others may need to accept lower than desired living standards in retirement. The earlier that people focus on the issue of funding their retirement, the greater their capacity to respond. In this article, Jeff Rogers, Chief Investment Officer, ipac Investment Management delves […]

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Q & A: Pest Inspections

Published: March 16, 2015

Q What pest inspections need to be carried out prior to purchase? A pest inspection, officially known as a ‘Timber Pest Inspection’ should be carried out prior to purchase. It will detail any timber pest activity such as termites, timber borers and wood decay.These pests can cause significant structural damage to the timber elements in […]

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How Financially Fit are you? Take 1 minute to find out.

Published: February 11, 2015

After the excesses of the festive season, the New Year is the perfect time to evaluate your financial fitness. Are you as financially fit as you would like to be?  Are there some improvements you could make to get your finances in better shape? This is a simple 12 question self-evaluation that will help you […]

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Cruising for all ages and budgets

Published: February 11, 2015

Cruise holidays take the financial stress out of your holiday, with virtually all expenses included in the fare from food, entertainment, accommodation, facilities and transportation between destinations. Cruises are no longer considered to be just forretirees or newlyweds; the rise in popularity has seen more and more cruise ships reach Australian shores, with different cruise […]

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10 traps to avoid when investing in an SMSF

Published: February 11, 2015

10 traps to avoid when investing in an SMSF Although superannuation remains one of Australia’s most tightly regulated and secure savings environments, a number of pitfalls await unsuspecting SMSF trustees. Self managed super funds (SMSFs) are designed to be … well, self-managed. Because their structure enables investors to take more control of their retirement savings, […]

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Should I take my super as a lump sum or not?

Published: February 11, 2015

You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both?  Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been managed on your behalf during […]

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Are you getting all the back-to-school subsidies you can?

Published: February 11, 2015

Some subsidies may help with children in public or private school. Most parents would agree that sending children to school can be costly. Whether your children attend a public or private school, costs for uniforms, stationery and transport add up throughout the year.Thankfully, the federal and state governments provide refunds and payments to help ease […]

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